No offense but most people don't and that is why most people lose money in the stock market. I have over 100% return on my trades this year. General rule is buy stocks when they are red and sell when they are green. Like I said earlier this goes against most people's natural intuition. Most people will see a stock go up and buy when it is up. The smart money was buying that stock days/weeks before it went up and are selling into liquidation of everyone else buying. That is the strategy for day/swing trading but it is the same concepts for 401K and really any length of investment in the market. You are missing out on major gains if you pull out of the market during a correction. And like I said earlier it really depends on the person and their situation. If I had 1 million in my retirement fund right now and I could withdraw it then I would because you probably wouldn't want to leave your investment in long enough for the market to recover after the crash. If you are not going to be retiring soon just ride it out. You will be buying more shares of the same stock when the market corrects down and have that much more money (because you have more shares by buying low) when the market corrects back up..Not following you Clark?
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