my work pays for mine, and i know it went up a lot last year. it went up so much that the company considered switching providers. the one we had was still "cheaper"
I understand that this affects you personally, but I'm not in total disagreement with the company paying a set dollar amount for insurance premiums. Its sort of cafeteria style. In fact, as an employee, I'm ok with it. And yes, I have three kids so trust me, the family portion kills us. My employer pays 80% of the employee's premium. Any couple, family or dependent coverage is left up to the employee to cover.What's funny is that the company I work for just informed us that monthly premiums for family coverage will be increasing by $198 starting in September.
Why are they going up? Well, according to HR, there is a provision in the ACA that says that all employees must receive equal benefits. Currently the company pays 50% of everyone's premiums. The government doesn't consider everyone getting 50% equal because the dollar amounts are different for single vs family coverage. So, the company is now going to pay the same dollar amount for everyone. Now they are going to pay 76% of the monthly premium for singles but, only 33% for families. It's great that those on the single plan will save some money but, they all need to thank us families because we are the ones paying for it.
Come September, the ACA will have reduce my paycheck by almost $300/month since it was enacted (this doesn't include the increase in co-pays and skyrocketing deductibles).
This article isn't really positive, though. Spending/costs are still up, just not as much as projected. And what about this snippet from the article?I'm betting you're used to being wrong.
Look, I never expect agreement here whenever I post something positive about Obama or the current administration. But I do think it's a worthy goal to disrupt the groupthink that often surrounds us. And this is true on both sides of the political spectrum--why else do I read this board after watching, say, MSNBC? Certain stories are emphasized or downplayed depending on your source, I feel that a broader perspective will always be better than a narrow, curated view.
Personally, Obamacare has been great for me and my family. But much of your experience depends on where you live, and how much the state and private insurers within your state have embraced the program.
So deductibles and out of pocket expenses are up so much that many people simply aren't seeking care at all. Sounds positive to me, sure.But another factor that Levitt and Hempstead pointed to was the increase in deductibles. Research has shown that patients with high-deductible health plans simply avoid the use of health care altogether while they are on the hook for their health care costs.
If that's what's happening, it could look good for reining in spending in the short term, but may not save money in the long run — or be good for people's health.
I see the blue, but I wouldn't have necessarily used it. I would hope the deductibles would force the behavior crimsonaudio refereed to....
So deductibles and out of pocket expenses are up so much that many people simply aren't seeking care at all. Sounds positive to me, sure.
While not in favor of the ACA I do think it is valuable to see all sides of any debate. I appreciate everyone's input.I'm betting you're used to being wrong.
Look, I never expect agreement here whenever I post something positive about Obama or the current administration. But I do think it's a worthy goal to disrupt the groupthink that often surrounds us. And this is true on both sides of the political spectrum--why else do I read this board after watching, say, MSNBC? Certain stories are emphasized or downplayed depending on your source, I feel that a broader perspective will always be better than a narrow, curated view.
Personally, Obamacare has been great for me and my family. But much of your experience depends on where you live, and how much the state and private insurers within your state have embraced the program.
Actually Jessica they do.The fact that our own government officials and their families doesn't have to use Obamacare tells me all I need to know...
These are individuals telling their stories. You might be familiar with group think.I'm betting you're used to being wrong.
Look, I never expect agreement here whenever I post something positive about Obama or the current administration. But I do think it's a worthy goal to disrupt the groupthink that often surrounds us. And this is true on both sides of the political spectrum--why else do I read this board after watching, say, MSNBC? Certain stories are emphasized or downplayed depending on your source, I feel that a broader perspective will always be better than a narrow, curated view.
Personally, Obamacare has been great for me and my family. But much of your experience depends on where you live, and how much the state and private insurers within your state have embraced the program.
Talk about playing into a stereotype...
ObamaCare has some good and some bad. On to single payer!!
Thanks for that very informative link. I see nothing there that changes anything in my statement.Not exactly , congress is covered by an employee plan along with other federal employees. They have their own special ACA exchange (us peons need not apply) and yes we pay the majority of their premiums (72 to 75%) through our taxes. They also get to carry their coverage into retirement with the tax payer still paying their subsidy. Sweet deal if you can get it.
Looky here !
https://www.fas.org/sgp/crs/misc/R43194.pdf
This article isn't really positive, though. Spending/costs are still up, just not as much as projected. And what about this snippet from the article?
So deductibles and out of pocket expenses are up so much that many people simply aren't seeking care at all. Sounds positive to me, sure.[/COLOR]
I see you ignored the billions saved with the reduction in hospital readmissions.So deductibles and out of pocket expenses are up so much that many people simply aren't seeking care at all. Sounds positive to me, sure.
New Trump campaign slogan:I see you ignored the billions saved with the reduction in hospital readmissions.
The reality is that no major public policy is going to be perfect, and trying to paint Obamacare as either entirely black or white is a fool's errand.
I heard they were going with this, actually:New Trump campaign slogan: