Pate is right. The day a 3 loss SEC championship game loser doesn't make it it is the day the SECCG should be eliminated.
That whole idea brings up some interesting questions:
What is the risk that any team in any conference championship game -- in no way limited to the SEC -- could play themselves out of the playoff?
Are conference championship games factored in at all? Regardless of whether they are or not, should they be?
Side Note: The committee has been deafeningly non-committal on this point. I expect they'll use CCG results like they do a lot of other stuff -- inconsistently and with an opaque process.
How would they handle a situation where a multi-loss P4 team upsets an undefeated or maybe a 1-loss opponent in a conference championship? Does the multi-loss team get into the playoff simply by virtue of being a P4 conference champ?
Not liking to point out a problem without offering a solution, here's my take: For purposes of determining CFP participation, conference championship games shouldn't be factored in at all. CFP participation should be based on the body of work for the season as a whole. You cannot help or hurt your chances for the CFP, or your seeding, in a conference championship game.
So if there's a 3-4 loss team that upsets its way into a conference championship, that doesn't get them into the CFP. A 2-loss team that is in the Top 12 immediately before its CCG doesn't get bounced or even downgraded seeding for losing a CCG. They retain whatever spot they had prior to the CCG.
The field and seeding for the CFP should be determined immediately after the regular season, before CCGs are played. The obvious corollary is that there are no guaranteed spots. Which is how I think it should be.
No guaranteed spots, not even for P4 conference champs. No spots allocated to G6 teams. You must play your way in (or out) over the course of a season.
So sez me.
Strangely, the committee hasn't called for my opinion.