Simple solution seems to be someone buys insurance. Not sure of the cost, but what are the costs of the top players in the sport doing this?
Link: Christian McCaffrey Declines to Participate in Bowl Game
- Thread starter PitMaster
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One thing I have to say is this is killing the bowl season.
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Well, that's true too. I should have said what's left of it.
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It is a combination of the two. As I asked before, what risk would you be willing to take in their shoes? Because the games are not equal, so the risk/reward is not the same.
That is what makes the McCaffrey decision weird, and not like the others that we have seen in recent years. Of course, we think that his family is financially secure. Maybe they are not as secure as we believe. We don't know what we don't know.
So what if they blow out their knee while training? Not playing in a bowl game seems like a cop out to me.
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I'll repost what someone said earlier in the thread and I'm out, as I've already stated that I consider him another quitter...
What about the majority of Stanford players that will never play a snap in the NFL and who will have to play their bowl game (last one, for a senior) without one of the team's most important players due to this act of selfishness?
Y'all can keep debating numbers, but the point above is why you don't quit your team.
What about the majority of Stanford players that will never play a snap in the NFL and who will have to play their bowl game (last one, for a senior) without one of the team's most important players due to this act of selfishness?
Y'all can keep debating numbers, but the point above is why you don't quit your team.
Take out a $10 mil insurance policy for one game and finish your commitment to the university that got you where you are. Even if the worst happens you will be set for life and much better off than nearly all of your teammates who contributed too.
Frankly, you may be better off than a lot of drafted players. The $10M is tax free as long as the player pays the premiums. So a tax free lump sum of $10M versus losing some 40+% of each payment over the term of the contract. Even worse, what if the guy playing doesn't pan out and never gets another contract?
Is McCaffrey really expected to be that high of a pick? RBs are devalued now and he doesn't seem like an every down back in the NFL. How much risk would he really be taking? Frankly, if I were a GM this would be a red flag.
And if this year is a flood gate opening they might as well not have the bowl games going forward.
If he has done even one interview where he said that it's not about him, it's about the team....then he deserves to be blasted as strongly as possible.
I don't like that he is quitting the team, but I can see why he would. In theory, the bowl games were suppose to be a reward for the players and McCaffrey doesn't want to participate in this "reward". He wants his reward to come next April in Philadelphia at the steps of the art museum. The ridiculous thing is the money difference between the 1st round draft and the other rounds. And year after year, the NFL has shown they have no clue who the best players are coming into the draft. How many 1st round players end up being a bust? We are dealing with the consequences of more NFL stupidity.
Nope..
He was behind Robinson and Reed on pretty much every draft board, and they fell to the second round. He would have been late 2nd early 3rd round.
Staying another year made him over $20 million. He was advised well.
This is above and beyond his commitment, this is an exhibition game. It's pretty meaningless.
I can't say for sure, but I don't think these insurance companies do that large of policies. Most are between $900k- $1.5M. As someone expected to go late first round, and injury could cost him upwards of 8 figures. That insurance policy will never make that up.
I personally wouldn't do this, but I'm not faulting a kid playing in a worthless bowl for protecting his best interest. Everyone complains about letting down teammates, but they aren't paying for your future either.
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Lloyds of London will go as high as you can afford. There are supermodels who have their legs insured for 8 figures.
Leonard Fournette has 2 policies worth $10 million each. One for injury and one in case he doesn't go as high in the draft as projected. http://www.cbssports.com/college-fo...d-the-unregulated-world-of-player-protection/
I'm all for "The Team" but the team ain't gonna make up for millions (and possibly a lost career) lost if a star player gets injured in a meaningless bowl game. As it as already been stated on this board as well as other boards, these bowl games are truly meaningless to players who expect to go high in the draft already. About the only thing these bowls are good for is getting some extra practice for next years team.
It's all fine and good for us to sit on here and judge someone over this. None of us have ever been faced with this kind of decision. None of us have to ask ourselves "do I sit this game out because it's not going to help my draft status any if I play but If I get hurt I lose millions or do I play this one last time and take a chance for the team even though it means squat if the team wins or loses?".
People on here talk of quitting teams. How many on here have left one job to go to another and quit the team you were on at work for the betterment of you/your family? And you don't bat an eye about it. Coaches quit and don't coach in the bowl games and we talk about what a good decision that coach made and how much more money he's gonna make.
Bottom line is that it is a business decision for these young men. A business decision that's potentially worth millions for kids who come up from nothing. Now they get enough money to help themselves and their families and we want to dog them for it.
It's all fine and good for us to sit on here and judge someone over this. None of us have ever been faced with this kind of decision. None of us have to ask ourselves "do I sit this game out because it's not going to help my draft status any if I play but If I get hurt I lose millions or do I play this one last time and take a chance for the team even though it means squat if the team wins or loses?".
People on here talk of quitting teams. How many on here have left one job to go to another and quit the team you were on at work for the betterment of you/your family? And you don't bat an eye about it. Coaches quit and don't coach in the bowl games and we talk about what a good decision that coach made and how much more money he's gonna make.
Bottom line is that it is a business decision for these young men. A business decision that's potentially worth millions for kids who come up from nothing. Now they get enough money to help themselves and their families and we want to dog them for it.
Coaches do this all the time when they have a better opportunity availed to them. I'm not going to fault the coach if their team is in an exhibition. I'm not going to fault the player either. It is a problem when coaches and players dip out before playoff games...too many bowls, the player apathy for taking more hits is just a symptom of these exhibitions having far less value now.
So is playing a down in the NFL. Even more so. You realize most NFL players don't have guaranteed money right?
I do realize that, but the signing bonuses are, and surely you realize the difference in signing bonus a healthy 1st rounder can be due vs an injured 5th rounder.
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