I'm quite proud of the fact that our church paid off their building a few years ago - due in large part to the decision to stay in the area and serving the local community instead of doing the 'white flight' bit that most churches in the area have done. Now a vast majority of the offerings go to serving people instead of funding the facilities.Many churches are more concerned with building mega complexes with coffee bars, gyms, workout facilities, swimming pools, police forces, etc.
I wish more churches would follow suit - when I visit other churches I'm pretty amazed at the expensive trim work and such that is so common. Lots of money spent on stuff that literally doesn't matter.