If you were a grad transfer or were one at Stanford (you could use any elite academic school in this) and have the chance to transfer to a middle to lower tier SEC , ACC, or Big 12(10) or Big 10 (12) school. Would you rather go there and play or compete for a year or two or stay at Stanford (any elite academic school) and complete a masters degree that is free and be more set in the realm of life with more open doors?