It’s not just about the overall record, there are many factors. UCF’s schedule was hot garbage and had no business being in the discussion. They didn’t even play a full schedule. Granted that isn’t their fault but it still happened.but you're okay with a one-loss team or even a two-loss Ohio State getting into the playoffs ahead of UNDEFEATED UCF??
(I'm just trying to draw out what you're saying here and follow it - because it's right here that CFB fans become illogical).
Who was more deserving of the playoff? Two-loss Ohio State or undefeated UCF?
If you don't say UCF then your entire "the regular season matters" argument falls to the wayside. I don't disagree with you that two-loss Ohio St would be more deserving (which I assume is your position), but you can't then say you don't want two-loss national champions, either.
Besides, we've already had a two-loss champion in CFB (2007 LSU).
We've also had teams with a loss and a tie (1965 Alabama, 1990 Colorado).
If we start allowing 8 or more teams in the playoff then a lot of teams will get mulligans for losing games. At some point, losses have to matter.
The LSU title in 2007 took an extraordinary set of circumstances. I’m fine with that being the exception. I just don’t want 2-loss champions to be the norm. I also don’t want teams that play laughable schedules to get a shot. They didn’t earn it.