Quick update in case it's of any interest......
Coming up to the end of May and on the home stretch, I still hadn't made a final decision on which Humana plan to sign up for. I happened to be in our local Walmart and at the Humana table in front was a Humana rep I hadn't seen before. No one else there so I decided to strike up a brief convo and get his take on things.
He turned out to be an employee of Humana (as opposed to an independent sales rep) - and whether than had anything to do with it or not - he told me about a plan that seemed to be a good fit for me.
It's called the H1036-157 (HMO) Humana Gold Plus, for Daytona - Flagler and Volusia counties
You get all the same features and benefits of the other advantage plans except this one has an $85 premium deduction.
The $85 premium deduction means instead of the $135.50 per month coming out of my social security - only $50.50 is taken out.
For those keeping track of the numbers.....this means this plan costs me (12 x $50.50) = $606/year and saves me (12 x $85) = $1,020/year.
Conventional plans would cost (12 x $135.50) = $1,626/year.
I will try to upload a couple scans showing all the details of the plan in my next post, but for now just wanted to share what I ended up with for those interested.
The sign up process was all done very quickly and easily. The Human rep filled out a one page application for me, looked me up in the system to confirm things were as they needed to be (which they were), and then we chose a local doctor to be my GP - who happened to be the one I had in mind and fortunately was currently accepting new customers. *You have to have a designated GP in order to sign up. When my Humana membership card came, his name and contact info were inscribed on it along with the other usual stuff.
I'm still very healthy (as far as I know - ha ha) so not sure when I will be using my new health care program. But it's nice to know in case of something major, I have this coverage.