I'm truly sorry your friends invested in education that didn't pay off monetarily.
But I fail to see how that's my problem.
I buy a stock, and it goes down, it's my problem.
I buy a house, the neighborhood goes to the toilet, it's my problem.
I buy a business, I pay too much or run it into the ground, it's my problem.
I buy a lemon car, finance it for 72 easy monthly payments, and it's both worthless and inoperable 2 years later, yet I still owe 48 payments, and it's my problem.
But if I buy education, and it doesn't pay off, all of you guys have to bail me out?
I hear lots of long sad stories, and, "How would you feel if...." But I don't hear a competing logical position. Is there one out there?