Dylan Moses Returning

[B1GTide]

We've had this discussion before, the money actually comes from the NCAA itself. There's no way for the school to increase it, they have that amount to spend and that's it.

My evidence that the school can do this - Ohio State does this. We have just as many NFL prospects on our team (or close enough that it doesn't matter), and we give all first round players both PTD and LOV policies their junior and senior seasons if they have 1st round grades. And, BTW, many other schools do this. Google it.

Now, you show me why Alabama cannot do the same when they are working with the same rules.

 

[crimsonaudio]

My evidence that the school can do this - Ohio State does this. We have just as many NFL prospects on our team (or close enough that it doesn't matter), and we give all first round players both PTD and LOV policies their junior and senior seasons if they have 1st round grades. And, BTW, many other schools do this. Google it.

Now, you show me why Alabama cannot do the same when they are working with the same rules.

And then show me why they aren't, when we've all heard Saban complain about juniors leaving early...

 

[KrAzY3]

My evidence that the school can do this - Ohio State does this. We have just as many NFL prospects on our team (or close enough that it doesn't matter), and we give all first round players both PTD and LOV policies their junior and senior seasons if they have 1st round grades. And, BTW, many other schools do this. Google it.

Now, you show me why Alabama cannot do the same when they are working with the same rules.

What you just stated isn't evidence. I linked you to several articles, including from the NCAA in the past that demonstrated what the fund is, how it can be used, and how the money gets there. Just because Ohio State purchases certain policies with their fund, does not magically change the fact that it's a fixed amount!

I should add that insurance isn't fixed, unlike the fund. You can purchase cheaper policies. Bill Battle explained why he chose the policies he did choose, and we both already discussed the fact that Alabama used up most of the fund on those policies.

A: The Student Assistance fund comes from the NCAA.
B: Student-athletes can get LOV insurance from this fund, or take out their own loans to buy LOV insurance.
C: This is a relatively new use of the fund.
D: The money comes from the NCAA’s multi-billion dollar media rights deals

I'm not going to dig up even more links because I've already done this once before in a conversation with you. The money comes from the NCAA, the school can't spend other funds on the insurance, it's a fixed amount. Period, end of story.

Now please stop spreading misinformation. This is the second time, with links, I have explicitly and specifically explained how it works.

 

[B1GTide]

Now please stop spreading misinformation. This is the second time, with links, I have explicitly and specifically explained how it works.

Then tell me where we get the money from? Your contention is that Alabama cannot do this. Everyone else can. What matters is that Alabama can do this.

Where our opinions differ is that I know for a fact that Alabama can do this. I know that because other schools already are. You think that Alabama cannot. You are flat wrong.

 

[KrAzY3]

Then tell me where we get the money from? Your contention is that Alabama cannot do this. Everyone else can. What matters is that Alabama can do this.

Where our opinions differ is that I know for a fact that Alabama can do this. I know that because other schools already are. You think that Alabama cannot. You are flat wrong.

They get the money from the NCAA just like every other school. There is no debate, there is no discussion. It's a fixed set amount. You have no idea how much Ohio State spent on those policies, just that they have some sort of policies. So does Alabama. You are being obtuse.

You can make up what ever nonsense you want to make up. I explained, with direct links from the NCAA what the fund is and how it works. Based on your responses I'm not sure you have any idea how the fund works, what the rules are, or how insurance actually works and how much one policy can differ from another. And I've already spent far too much time trying to educate you. Be willfully ignorant if you must be.

Just please stop spreading lies.

 

[B1GTide]

They get the money from the NCAA just like every other school.

This discussion is about whether or not Alabama can offer both LOV and PTD policies to your athletes. You can. Period.

You are trying to say that Alabama did all that it could when your AD said, straight out, that Alabama did not.

The rest is just a discussion about how to make that happen. Really, it doesn't matter. What matters is that it is possible, your AD knows how to make it happen, the players know that it can be provided and those players now expect it to be provided.

But go ahead and try to make this about something else.

 

[KrAzY3]

This discussion is about whether or not Alabama can offer both LOV and PTD policies to your athletes. You can. Period.

You specifically made a false statement that schools can add to this fund. They can not. It is a NCAA disbursement in a fixed amount. The last time around you called Alabama "cheap" in this regard. I took the time to explain everything to you then, so I was a bit perplexed and annoyed to see you making more incorrect statements.

Let's review. The fund is from the NCAA. It's a fixed amount. It's the only money the school can spend on LOV insurance. We clear on that?

Now, that aside of course there's discretion in terms of what policies they can purchase. Bill Battle already explained his rational. The school could purchase both types of insurance with a smaller premium, but the payout would be less as well. We know Alabama spent most of the funds on insurance for the players, that's already been reported, you and I discussed that. You can wish they chose to spend the money differently, but they already spent it on insurance.

What Alabama can't do though is magically grow the fund. That's impossible. They spent most of it on insurance for the players. Once it's gone, it's gone... the previous poster, @Tug Tide was completely accurate when he pointed out Alabama having so many highly rated prospects (Tua as I said in our previous discussion would have been the most expensive athlete to insure this season) is a hindrance since the fund is fixed.

 

[B1GTide]

Right, but OSU has just as many highly rated players.

 

[BAMAVILLE]

So ummm ... is he staying or not?

 

[B1GTide]

So ummm ... is he staying or not?

Moses is staying

 

[KrAzY3]

Right, but OSU has just as many highly rated players.

I don't want to keep going at it on this subject, but since I'm in this far I might as well address this specifically.

One of the articles we discussed detailed that Alabama spent around two thirds of the fund on insurance for the players. Considering it was created to be there in case of hardship, for instance if an athlete has to travel home for a funeral, allocating that much to insurance seems to be pretty responsible.

That number also demonstrated one pretty obvious thing. Alabama couldn't possibly purchase another similarly expensive policy for the players. That's just not possible. I'm not Bill Battle, I don't have those insurance quotes in front of me, but I do trust you when you say that Ohio State has both policies for those players.

The simplest explanation for that is that the total insured value for Alabama's athletes and Ohio State's athletes has to be a fairly similar number. May be Ohio State was able to squeeze a bit more out of their policies, that is theoretically possible, but without some sort of underhanded deal with an insurer that happens to big a big Ohio State fan, there's just now way they were able to purchase far more insurance for a similar amount of money.

So, this is an Occam's razor type situation. How could Ohio State have afforded both policies for their players? Because the policies they were taking out were smaller on average...

 

[B1GTide]

We will certainly never know the details unless one is used. And then we will only know of the one. I am just glad that Alabama was able to satisfy Dylan and his father.

Roll Tide

 

[KrAzY3]

We will certainly never know the details unless one is used. And then we will only know of the one. I am just glad that Alabama was able to satisfy Dylan and his father.

Roll Tide

Well, I do want to make one thing clear. I want, not just Alabama's student-athletes, but student-athletes in general to have the best insurance possible. I'm all for anything that makes it readily available and I'm not fond of the idea that there are restrictions on this sort of thing.