While I understand the reasoning behind including the two Group of Five teams, it really seems like it's not the best twelve teams. How about having two play your way in Wild card games? This would consist of the two Group of Five top two teams, playing the number 11 and 12th ranked teams. This year it would be James Madison at Notre Dame, and Tulane at BYU. The winner of each game moves into the final 12 playoff teams.
