Weather thread, Part III

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TIDE-HSV

Senior Administrator
Staff member
Oct 13, 1999
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Huntsville, AL,USA
Mother Nature....she always has the last word! And this is why people hate insurance companies so much.....

My best friend, now unfortunately deceased, got out of Buxton just in time. He'd already raised their house around 15' and they lived on the back, bay side. He practically had to pry his wife out of there with a crowbar. Her ancestors settled that part of the island and her grandfather's name was on one of the old foundation stones at the original lighthouse location...
 

JDCrimson

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Feb 12, 2006
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I would be surprised if these homes were even covered for this type event. Most property policies have a subsidence exclusion in them. Its a caveat in insurance.

Mother Nature....she always has the last word! And this is why people hate insurance companies so much.....

 

TIDE-HSV

Senior Administrator
Staff member
Oct 13, 1999
87,022
45,880
437
Huntsville, AL,USA
I would be surprised if these homes were even covered for this type event. Most property policies have a subsidence exclusion in them. Its a caveat in insurance.
When my friend lived there, around ten years ago now, standard insurance wasn't available. They had "risk pool" coverage, something like that, which, I think, was state-sponsored. Even back then, it was several thousand dollars annually...
 
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